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Lancette Agency LLC Blog: coverage

View the latest blog posts from Lancette Agency LLC.

It is time to purchase a new motorcycle. This purchase can be exciting. It can gives you a new sense of freedom. But, it is also a valuable investment. You need to do what it takes to protect it. If you buy a new motorcycle with a loan, the lender will likely require comprehensive motorcycle insurance. READ MORE >>

Thousands of businesses offer in-home services to their clients. Plumbers might travel to make repairs. Electronics technicians might repair computers and TVs. Even grocery stores now offer delivery to customers' front doors. Yet, every time you dispatch an employee to someone else's property, there's a risk that they could do damage. READ MORE >>

If you live in a rental home, you don't own your property. It belongs to someone else. As such, this setup will always create a degree of unfamiliarity for the renter. This might raise a renter's risks of certain hazards, including theft. However, if theft occurs in your rental, it can carry a heavy toll. READ MORE >>

Now that spring is in the air, it's almost time to pull your boat out of storage wand hit the water. However, there are a few important steps you need to take first. Just like your house, your boat will likely need spring cleaning. While you stored your boat, you likely exposed it to the normal storage deterioration. READ MORE >>

This has been a long, cold winter, and it is not over yet. During periods of extreme cold, it's up to you to see to your home's safety and security. One task you'll likely need to undertake is protecting your plumbing and pipe systems. Periods of extreme cold can cause harm to your plumbing. READ MORE >>

Here in Minnesota, we're used to dealing with winter weather and hazardous roadways. But, if you're a new resident, or don't hit the roads often, your winter driving skills might need work. Snow, ice, and other weather can easily make for hazardous roadways. The risks for accidents or breakdowns skyrocket during winter storms. READ MORE >>

Slow leaks are common occurrences in many homes. These leaks might hide behind walls and appliances, leading to gradual damage. At first, you might not know the leaks or damage are there. But over time, the evidence becomes clear. By this point, the damage might be significant. READ MORE >>

As a renter, you don't want anything that brings harm to you or your possessions. However, sometimes, things happen that are beyond your control. For example, a fire might break out and destroy your property. Even if you took steps to reduce fire risks, they clearly didn't completely eliminate the risk of one occurring. READ MORE >>

Commercial property insurance policies offers comprehensive coverage. But does this include coverage for roofing damage? Not always. While traditional home insurance policies outline roof coverage — for incidents such as hail damage or tree damage — commercial property insurance may or may not provide the same protections. READ MORE >>

Motorcycle insurance policies protect your vehicle from liability risks and other concerns. However, it can be a challenge to identify the right type of policy for your situation. By researching different policies, you can clarify your options and find strong coverage. Basic Liability Coverage READ MORE >>

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