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Lancette Agency LLC Blog: coverage

View the latest blog posts from Lancette Agency LLC.

If you live in a rental home, you don't own your property. It belongs to someone else. As such, this setup will always create a degree of unfamiliarity for the renter. This might raise a renter's risks of certain hazards, including theft. However, if theft occurs in your rental, it can carry a heavy toll. READ MORE >>

Now that spring is in the air, it's almost time to pull your boat out of storage wand hit the water. However, there are a few important steps you need to take first. Just like your house, your boat will likely need spring cleaning. While you stored your boat, you likely exposed it to the normal storage deterioration. READ MORE >>

This has been a long, cold winter, and it is not over yet. During periods of extreme cold, it's up to you to see to your home's safety and security. One task you'll likely need to undertake is protecting your plumbing and pipe systems. Periods of extreme cold can cause harm to your plumbing. READ MORE >>

Here in Minnesota, we're used to dealing with winter weather and hazardous roadways. But, if you're a new resident, or don't hit the roads often, your winter driving skills might need work. Snow, ice, and other weather can easily make for hazardous roadways. The risks for accidents or breakdowns skyrocket during winter storms. READ MORE >>

Slow leaks are common occurrences in many homes. These leaks might hide behind walls and appliances, leading to gradual damage. At first, you might not know the leaks or damage are there. But over time, the evidence becomes clear. By this point, the damage might be significant. READ MORE >>

As a renter, you don't want anything that brings harm to you or your possessions. However, sometimes, things happen that are beyond your control. For example, a fire might break out and destroy your property. Even if you took steps to reduce fire risks, they clearly didn't completely eliminate the risk of one occurring. READ MORE >>

Commercial property insurance policies offers comprehensive coverage. But does this include coverage for roofing damage? Not always. While traditional home insurance policies outline roof coverage — for incidents such as hail damage or tree damage — commercial property insurance may or may not provide the same protections. READ MORE >>

Motorcycle insurance policies protect your vehicle from liability risks and other concerns. However, it can be a challenge to identify the right type of policy for your situation. By researching different policies, you can clarify your options and find strong coverage. Basic Liability Coverage READ MORE >>

Boaters should keep safety in mind, both in and out of the water. One of the best ways to stay safe is to understand the risks you face, and how to avoid them. As a boater, you're often required by law to understand and follow safety practices. However, you can even go above and beyond legal requirements to reduce your risks. READ MORE >>

Setting out in your RV this summer? You're probably looking forward to a relaxing time on the road with your friends and family. However, it';s also important to keep an eye out for the unique safety risks your vehicle poses. RVs are much more complex than the average vehicle. READ MORE >>

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