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Lancette Agency LLC Blog: home insurance

View the latest blog posts from Lancette Agency LLC.

Slow leaks are common occurrences in many homes. These leaks might hide behind walls and appliances, leading to gradual damage. At first, you might not know the leaks or damage are there. But over time, the evidence becomes clear. By this point, the damage might be significant. READ MORE >>

Windows are a key structural component of your home, and a valuable one at that. There is no doubt that maintaining and securing your windows helps keep your home safe. When something does happen to your windows, you'll probably need repairs right away. READ MORE >>

Though there are places where tornadoes are more likely to occur, they can happen anywhere and at any time. The destructive force of just one powerful tornado can have devastating effects on your home and property. READ MORE >>

Although most home insurance providers don't require their customers to have working smoke detectors in their homes, their presence is quite valuable. According to statistics from the National Fire Protection Association, three out of five deaths related to home fires occurred in homes that either had no smoke alarms or no functional smoke detection devices. READ MORE >>

Every year in the United States, about 3,000 people lose their lives in residential fires. One of the leading causes of death is from the inhalation of smoke and toxic gases, not from burns. Smoke travels farther and faster than flames. In this blog, I have the privilege of interviewing Lieutenant Brad Paltzer. READ MORE >>

If you're like me, you take pride in how your lawn looks during spring and summer. Proper lawn maintenance during the growing months includes cutting, trimming, watering, and fertilizing. What about when fall approaches? Do you still maintain your lawn the same way or do you think your lawn needs less care? READ MORE >>

Fall in the Midwest is a beautiful and enjoyable time of year. Leaves turn magnificent colors of yellow, red, and orange. Do you know why leaves change colors? The simple answer is that the days are getting shorter which results in less chlorophyll. Here is a link to a video that explains this process in more detail. READ MORE >>

Do you have an old dairy barn on your premises? Did you just put up a new 30' x 40' storage garage? Are you operating a new business out of your garage? Do you board someone's horse in an outbuilding on your premises? And most importantly, do you know if your homeowners insurance provides coverage for these buildings, and if so, is that coverage enough? READ MORE >>

The damage caused by home fires is the number one reason that Americans file claims on their homeowners insurance. Not to mention, home fires result in over 3,400 deaths per year. While unforeseen incidents are always a risk, most home fires are preventable so long as you stay alert to potential hazards and you follow tried-and-true fire safety tips. READ MORE >>

Many homes welcome visitors over the holiday season and things can get a little crowded. The influx of people can lead to a higher risk for danger and injury, particularly for young children and pets. Not to mention, Thanksgiving is the number one day on which cooking fires occur. READ MORE >>

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