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Lancette Agency LLC Blog: insurance

View the latest blog posts from Lancette Agency LLC.

Aging plumbing systems can pose a problem for any property owner. If your home is having any type of plumbing problem, this could signal a need for repair. Home insurance may cover some types of plumbing damage and incidents, but not all of them. A properly working plumbing system protects the value of your home. READ MORE >>

Everyone makes a few mistakes from time to time. But, kicking bad driving habits can save you money. You may be able to avoid fines for a ticket. You may also be able to keep your auto insurance rates low. How can you kick those habits you are not proud of? #1: Pay Attention to What Is Around You READ MORE >>

Insurers keep track of home insurance claims. They use this information to determine how likely a person is to file another claim. The information can also shed light on the type of financial responsibility a property owner has. Many claims remain on your record for as long as seven years. READ MORE >>

A deer runs out onto the road. You notice a dog in the street at the last second and have to brake hard. These types of instances can be challenging to manage. Your auto insurance policy may cover some or all of the damage you experience if you can't avoid a crash with an animal. READ MORE >>

It is time to purchase a new motorcycle. This purchase can be exciting. It can gives you a new sense of freedom. But, it is also a valuable investment. You need to do what it takes to protect it. If you buy a new motorcycle with a loan, the lender will likely require comprehensive motorcycle insurance. READ MORE >>

Thousands of businesses offer in-home services to their clients. Plumbers might travel to make repairs. Electronics technicians might repair computers and TVs. Even grocery stores now offer delivery to customers' front doors. Yet, every time you dispatch an employee to someone else's property, there's a risk that they could do damage. READ MORE >>

If you live in a rental home, you don't own your property. It belongs to someone else. As such, this setup will always create a degree of unfamiliarity for the renter. This might raise a renter's risks of certain hazards, including theft. However, if theft occurs in your rental, it can carry a heavy toll. READ MORE >>

Now that spring is in the air, it's almost time to pull your boat out of storage wand hit the water. However, there are a few important steps you need to take first. Just like your house, your boat will likely need spring cleaning. While you stored your boat, you likely exposed it to the normal storage deterioration. READ MORE >>

This has been a long, cold winter, and it is not over yet. During periods of extreme cold, it's up to you to see to your home's safety and security. One task you'll likely need to undertake is protecting your plumbing and pipe systems. Periods of extreme cold can cause harm to your plumbing. READ MORE >>

Here in Minnesota, we're used to dealing with winter weather and hazardous roadways. But, if you're a new resident, or don't hit the roads often, your winter driving skills might need work. Snow, ice, and other weather can easily make for hazardous roadways. The risks for accidents or breakdowns skyrocket during winter storms. READ MORE >>

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