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Lancette Agency LLC Blog: rates

View the latest blog posts from Lancette Agency LLC.

Flood insurance is one of the most misunderstood types of insurance policies out there. Many believe their existing property insurance covers flooding damage from severe weather events. That is not the case. The standard homeowners insurance policy generally doesn't offer flood coverage. READ MORE >>

Perhaps you've heard that you can save money by bundling your home and auto insurance together. This simply means that you'll purchase your home and auto insurance policies at the same time and from the same insurer. By doing this, you may be able to get a lower rate than what you would pay if you purchased two separate policies from two different insurers. READ MORE >>

Although most home insurance providers don't require their customers to have working smoke detectors in their homes, their presence is quite valuable. According to statistics from the National Fire Protection Association, three out of five deaths related to home fires occurred in homes that either had no smoke alarms or no functional smoke detection devices. READ MORE >>

I frequently get calls from people whose home insurance has increased. Last year in Minnesota virtually everyone had an increase in their home insurance- some as high as 25% or more.  In 2013 I am still seeing increases, but not as extreme as last year. READ MORE >>

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