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Lancette Agency LLC Blog

View the latest blog posts from Lancette Agency LLC.

Carrying a surety bond is an important component of contractual agreements. If you experience a bond claim, you have a financial obligation to the affected party. This means you may owe money to one of the other actors in the bond agreement. So, you must make sure you have the assets to repay the bonds. READ MORE >>

As a renter, you don't want anything that brings harm to you or your possessions. However, sometimes, things happen that are beyond your control. For example, a fire might break out and destroy your property. Even if you took steps to reduce fire risks, they clearly didn't completely eliminate the risk of one occurring. READ MORE >>

Commercial property insurance policies offers comprehensive coverage. But does this include coverage for roofing damage? Not always. While traditional home insurance policies outline roof coverage — for incidents such as hail damage or tree damage — commercial property insurance may or may not provide the same protections. READ MORE >>

Motorcycle insurance policies protect your vehicle from liability risks and other concerns. However, it can be a challenge to identify the right type of policy for your situation. By researching different policies, you can clarify your options and find strong coverage. Basic Liability Coverage READ MORE >>

Boaters should keep safety in mind, both in and out of the water. One of the best ways to stay safe is to understand the risks you face, and how to avoid them. As a boater, you're often required by law to understand and follow safety practices. However, you can even go above and beyond legal requirements to reduce your risks. READ MORE >>

Setting out in your RV this summer? You're probably looking forward to a relaxing time on the road with your friends and family. However, it';s also important to keep an eye out for the unique safety risks your vehicle poses. RVs are much more complex than the average vehicle. READ MORE >>

If a farm is your livelihood, you likely understand how important it is to protect your property. A variety of different incidents can impact your agricultural business. If you have proper farm insurance, you'll likely have many resources to help you recover from damages. The list of potential fire sources on farms is long. READ MORE >>

Flood insurance is one of the most misunderstood types of insurance policies out there. Many believe their existing property insurance covers flooding damage from severe weather events. That is not the case. The standard homeowners insurance policy generally doesn't offer flood coverage. READ MORE >>

Long-haul truckers work long hours and carry very important cargo. It is up to these drivers to make sure that they deliver their products safely to their destinations. A long-haul trucker has a responsibility to his or her company, the product, and other drivers on the road. READ MORE >>

Selecting health insurance for your family can prove to be an overwhelming process. There's much to think about including price, coverage and the future. If you are a new couple, you may be looking to share a health insurance plan. Not all policies are equal. READ MORE >>

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