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Lancette Agency LLC Blog: business insurance

View the latest blog posts from Lancette Agency LLC.

Commercial property insurance policies offers comprehensive coverage. But does this include coverage for roofing damage? Not always. While traditional home insurance policies outline roof coverage — for incidents such as hail damage or tree damage — commercial property insurance may or may not provide the same protections. READ MORE >>

Profits are important to business owners. They're what keep a business operational, allow it to expand, and springboard it to achieve true success. That is why most business owners spend at least a small amount of time looking for ways to trim back costs. READ MORE >>

You are ready to invest in a startup. You've done your homework and worked hard to ensure you have the right company, the right founders and the finances to back it up. Now it's time to think about the risks you are taking on. Many business investors focus on how much money they could lose if the business were to fail. READ MORE >>

If an employee is injured during the course of work responsibilities, he or she may be eligible to receive financial benefits through your business' workers compensation insurance provider. This not only provides assistance to your employees, but it also protects your business. READ MORE >>

From general liability insurance to commercial auto insurance, there are many options available for business owners to protect their business. All are great additions to your business, but knowing which coverage options to purchase and how much you should be spending is challenging if you are not familiar with insurance. READ MORE >>

More and more people are starting businesses operated from their homes. Often there is some confusion regarding the types of business insurance needed to adequately protect business property in your home. It is important to have a clear understanding about insurance for your home business. READ MORE >>

Just like with personal cars, any vehicles owned or operated by a business or its employees must be properly insured. For commercial purposes, it pays to have more coverage than necessary rather than not enough coverage. The costs of medical and legal fees associated with accidents can be large enough to wipe out a small business if not adequately covered. READ MORE >>

Nicholas Taleb’s book, “The Black Swan,” examines the impact of rare and extreme events. He suggests the solution for businesses is not to try and avoid these unpredictable events, but to develop robustness to ensure their survival. Many businesses do not account properly for these black swans. READ MORE >>

The economic meltdown of 2008 wasn't just hard on personal budgets; it was also hard on businesses. Small businesses across the country have felt the pain of the recession and large businesses in certain industries, such as travel, have been equally impacted. READ MORE >>

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