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Lancette Agency LLC Blog: st paul

View the latest blog posts from Lancette Agency LLC.

In order to figure out you need life insurance, it might be helpful to learn why other people usually end up getting coverage. Unsurprisingly, life events that often trigger a policy purchase include having a child, buying a home and getting married. READ MORE >>

When your motorcycle has been stolen, it can be devastating. Not only do you have to deal with the loss of your beloved bike, but filing a claim can also be confusing. When you call in to report the theft, the claims process works a lot like that for a car. READ MORE >>

Apart from the obvious road hazards, truckers face a variety of risks with every shift. Long, irregular hours, tight delivery schedules and sitting for lengthy chunks of time can stress your body and lead to health concerns. Below, we discuss four trucking hazards and how you can avoid them. READ MORE >>

Most Americans spend a large chunk of time in their cars, making it necessary to keep certain items handy for both comfort and in case of emergency. You probably keep a tire jack and jumper cables in your trunk, but there are also several items that should be kept at arm’s reach in the glove box. READ MORE >>

With classes in the home stretch and warmer weather starting to roll in, it can only mean one thing: summer vacation season is almost here. And while a fun summer vacation can create memories that last a lifetime, if the right steps for planning this vacation aren’t followed, they’ll be memories you’ll wish you could forget. READ MORE >>

It’s often said that Midwesterners are a pretty strong breed, in part because the harsh winters have toughened us up. We’re also practical, and know that understanding winter hazards is the best way to get through the season safe and sound. Tips for avoiding costly weather-related repairs READ MORE >>

Just like with car insurance, motorcycle insurance premiums are affected by many factors, causing policies to range from pocket change to over $1,000 per year. But what exactly is it that correlates to these costs? Let’s look at some of the factors that affect your motorcycle insurance rates: READ MORE >>

It’s one of life’s certainties: the summer will finally come to an end and the unsettled weather of fall and winter will arrive. This not only puts an end to fun in the great outdoors for millions of Americans; it makes driving conditions in many states a lot more difficult too. READ MORE >>

Reviewing your homeowners policy may not rank high on our annual home-maintenance checklist. Yet following the five steps below will save you big bucks now and a lot of grief down the road. After the recent slew of natural disasters, average annual premiums are expected to surpass $1,000, with some owners likely to see double-digit rate hikes. READ MORE >>

Dear Adviser, I've had my current home insurance policy since 2011, and now the insurance company says it has to do an "interior survey" of my home. We've never needed a home insurance inspection before. I live in Minnesota, my home was built in 1950, and I've always had homeowners insurance. READ MORE >>

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